Any client using the howtopay.com website to make a payment understands that they are making a payment to a merchant that is not affiliated and / or related in any way to How To Pay. Clients must make their own investigations into the merchant and based their own investigations be confident to proceed. The Client will make the payment by the method requested by the merchant and the payment is made willingly.
How To Pay is not aware of the goods or services being traded between the clients. How To Pay simply provides a platform for the parties to be able to process the transaction. As such its up to the person making the payment to make there own investigations prior to making the payment.
In making the payment and using the services provided by HowToPay.com to facilitate this payment all clients fully indemnify How To Pay, its agents, employees and any third parties against any loss and or damages whatsoever they may incur as a direct or consequential result of this transaction. The client making the payment acknowledges and agrees that How To Pay is in no way responsible or liable for the goods and or services that is being purchased from the merchant.
If a client making the payment has questions they should directly contact the person that they are making the payment too before making any payment.