Confidia AG trading as "How To Pay". was founded in 1971 in Switzerland.
We provide reliable, easy to use and secure payment and billing solutions. We assist Merchants to identify clients for KYC prior to connecting them to localised Payment and Billing solutions.
We manage our own Servers and Global PCI Compliant software and solutions. From a single API we can assist merchants reduce fraud while meeting KYC and AML requirements.
HowToPay has been assisting Small Businesses to access Secure Online and Offline Payment, Billing and Invoicing solutions since 2002 in partnership with a number of Banks.
We specialise in Billing Systems, System integration and Online shopping carts that allow Small Business to have a range of options to accept Payments globally.
We started out assisting Telecommunications / Internet and Telephone Services Providers with secure Billing and payment solutions. From this we have now expanded into supporting many other Online eCommerce businesses.
Alternative Payments (Non-Credit Card) is the largest and fastest growing industry on the International Payments market.
HowToPay assists small businesses to accept payments by more secure and trusted solutions. Recent trends in Australia with an ageing population simply don't trust handing over Credit Card information to strangers. As such, to cater for this fast-growing market, HowToPay assists Small Businesses to accept Offline and/or via Payer initiated payments.
With the introduction of KYC (Know Your Customer) as a standard practice we now assist Merchants to identify clients that they conduct business with online reducing fraud and meeting AML (Anti Money Laundering) obligations. Clients are asked to upload a copy of ID that's manually checked by our staff to confirm the details match the information provided.
Keeping Data secure is key to the services we provide our customers. Documents can be uploaded to our secure servers to be encrypted and stored offline so that they can comply with Privacy and secure client data storage requirements.
HowToPay helps your small business to offer secure payment options to your clients. To do this directly with your Bank is expensive and time consuming. We make this process easy for any business owner, so they can meet modern PCI Compliance obligations.
Mr Cameron McKean